Shop Pay Installments – Buy Now, Pay Later
Shop Pay lets you split your purchase into four interest-free payments on orders over $50, making it easier to afford the products you need.
- No hidden fees when payments are made on time
- Quick and easy approval at checkout
- Option to support carbon removal projects at no extra cost
How to Apply:
- Select Shop Pay as your payment method at checkout
- Click "Complete Order" to proceed
- Sign in or create a free Shop Pay account
- Choose Shop Pay Installments as your preferred payment option
- Follow the prompts to apply and receive an instant decision
Rates range from 0% APR to 10-36% APR, depending on eligibility and purchase amount. Financing is provided by Affirm’s lending partners, and a down payment may be required. Learn more at [affirm.com/lenders].

PayPal Credit – Flexible Payment Plans
With PayPal Credit, you may qualify for 6 months of promotional financing on purchases of $99 or more. Pay in full within six months to avoid interest—otherwise, interest is charged from the purchase date. Minimum monthly payments required.
- No credit card needed—apply directly through PayPal
- Fast approval process with an instant decision
- Secure and simple—works just like your regular PayPal payment
How to Apply:
- Select PayPal as your payment method at checkout
- Click "Complete Order" to go to PayPal’s secure portal
- Sign in or create a free PayPal account
- Choose PayPal Credit and follow the steps to apply
- Get an instant credit decision
For full terms and details, visit PayPal’s website.